Welcome To Phillip Flow

In 10 Seconds

Phillip Flow is a dividend-powered, deep-value managed investment account on Phillip Securities. It’s track record speaks for itself.

Flow is for individuals and families who are building up their retirement and surplus funds, and also for those who have moved on to drawing down on them. For builders, dividends are reinvested. For drawers, choose from an annual payout of 4% , 5% or 6% .

If you have a bit more time to spare

The word “flow” is defined as “the steady, continuous stream or supply of something”.

The core of Flow’s returns comes from the continuous supply, or more precisely, the routine collection of significant & predictable, and in many cases, growing dividends.

These dividends are paid out by the 20 or more publicly listed businesses we’re invested in, at predictably the same time each and every year. Lumpy and unpredictable stock market returns are but a bonus, albeit historically significant.

At Flow, we haven’t the slightest clue where stock prices are headed, though we have every confidence our businesses are worth significantly more than what their current prices suggest.

Flow is only for the investor who is able to adopt a business-owner and long-duration mindset. This unique investor recognises (1) the significant realisable value of certain assets that a business has, and (2) how necessary it is to allow the business’ profits and dividends paid out to snowball & grow over time.

Minimum capital to start a low-cost Flow a/c is SGD250K. Though investment returns can rarely be guaranteed, fees certainly are. Lower fees equal higher returns, period. Run for the hills if you’re told otherwise.