FL%W

The information contained in this website is provided to you for general information or circulation only and is not intended to nor will it create or induce the creation of any binding legal relations. The information or opinions provided do not constitute investment advice, a recommendation, an offer or solicitation to subscribe for, purchase or sell the investment product(s) mentioned herein. It does not have any regard to your specific investment objectives, financial situation and any of your particular needs. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of any person or group of persons acting on this information. Investments are subject to investment risks including possible loss of the principal amount invested. The value of the product and the income from them may fall as well as rise.

You should seek advice from a financial adviser regarding the suitability of the investment products mentioned, taking into account your specific investment objectives, financial situation or particular needs, before making a commitment to purchase the investment product. In the event that you choose not to obtain advice from a financial adviser, you should assess and consider whether the investment product is suitable for you before proceeding to invest.

Any views, opinions, references or other statements or facts provided in this website are personal views. No liability is accepted for any direct/indirect or any other damages of any kind arising from or in connection with your reliance on the information provided herein.

Our financial adviser (“FA”) representatives may be authorised to engage in non-FA activities of marketing, client acquisition and client servicing of MA services.

Our representatives who are appointed under the Securities and Futures Act to conduct fund management activities (“FM Reps”), i.e. the Portfolio or Fund Managers, will be managing client’s money and investment, in addition to marketing, client acquisition and client servicing of MA services.

This advertisement has not been reviewed by the Monetary Authorisation of Singapore.

By providing us your personal data (i.e. name, email address and phone number), you acknowledge and consent to our collection of your personal data for the purposes listed below:

· Sending you marketing, advertising or promotional materials related to the content of this website, whether by call, text or email;

· Provision of products & services which you have requested for.

Please note that you are entitled to withdraw your consent for the collection of your personal data at any point in time by providing a notification to nicholaschewcl@phillip.com.sg