Level Up

At Flow, we level up over the years, moving onwards and upwards to new & higher floors.

Significant declines are inevitable. Flow’s standard deviation is +/- 14.9%, and its’ worst monthly performance was -20.6% in Feb 2020 (peak covid panic). Expect your portfolio’s market value to drop from say, Level 5 to Levels 4 and 3 every now and then.

But, a successful long-duration investment journey accumulates enough returns every few years or so, on which new & higher floors are built, ensuring we avoid going back down to Levels 1 and 2 and having to start all over again.